Please DO NOT leave a bad rating if the app does not come in Languages other than English. That does not help anyone. Will support non-English languages soon. Now, all new Free / Demo version of the top debt reduction app in market. Featured in Amazing Android App for Dummies book. Uses snowball method and the strategy you pick to find your customized Debt Payoff Plan Which card/loan to payoff 1st? How long does it take to be debt free? Find it with multiple strategies & become debt free Month wise Snapshot View, Promotional rates, Pre-payment, graphs, export to Excel and email functions available. Enhanced Prepayment for Debt Payoff Planner - Allows user to enter multiple Prepayment which can be used for any or specific debt. - Saves prepayment input entered by user - Edit or Delete existing Prepayment For any country/loan/credit cards/Debt and with optional encrypted password protection. On Popular Demand - Now you can track your payments, i.e. mark the past payments as Paid and count days to be debt free This is via an optional add-on app purchase (Payment Scheduler) that has widgets, status bar notification and more. Check it out yourself Any issues, please reach out to Dev. We cannot solve issues through poor reviews.